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Best Bank Bonuses and Promotions of July 2026 up to $3,000

We’re here to help with options and answers you need from being pre-approved to purchase your first home to refinancing your mortgage. If you’d like to open a new account, we’re here to help with current rates, term options and more. Hundreds of hometown locations in Illinois, Minnesota & Wisconsin.
Make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. Learn how to avoid the $15 monthly service fee OR $25+ in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile®)
The actions required for this bonus are separate from the actions available to avoid the monthly service fee. Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites. Upon the primary account holder’s 24th birthday the account will be subject to the monthly maintenance fee unless account requirements that waive the monthly maintenance fee are met. 4TD Beyond Checking accounts are eligible for monthly maintenance fee waivers on all personal savings accounts that you choose to link to your TD Beyond Checking account. To learn more about how your data is collected and used, please read our privacy notice. After you have met the above requirements, we’ll deposit the bonus into your new account within 30 days.

Frequently asked questions about bank promotions and sign-up bonuses

Once the required activities are completed, you’ll receive your new checking account bonus within 15 days. If these qualifications are met, your bonus will be paid to your account within 120 days from account opening. See Wells Fargo’s Online Access Agreement and your applicable business account fee disclosures for other terms, conditions, and limitations.←back to content

• Maintain the required balance of at least $10,000 for 90 additional days from the 20th day after account opening.
• Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account.
• That’s because we curate a list that’s limited to what our experts think are the very best options for our readers.
• Some of the banks currently offering checking account bonuses include SoFi, Chase, Citi, Bank of America, and TD Bank.
• You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days.
• Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.
• To learn more about how your data is collected and used, please read our privacy notice.

To qualify for the personal savings offer, you must not already have a personal savings or money market account with Banner Bank. To qualify for the personal checking offer, you must not already have a personal checking account with Banner Bank. Earn interest, enjoy relationship pricing, get unlimited reimbursements on any ATM in the U.S and options to waive the monthly service charge.
There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). SoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC. Earn $50 or $400 when you sign up and betmica set up eligible direct deposit after opening a new SoFi online bank account. Once these requirements are met, you’ll receive your bonus within 14 days.

Best bank bonus for business checking

Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions. That’s because we curate a list that’s limited to what our experts think are the very best options for our readers. Check out NerdWallet’s picks for the best savings accounts The number of checking and/or savings accounts you should have will depend on a few factors. That includes what fees might be incurred and how long you might have to wait for the bonus to be paid.

• We’re here to help with flexible savings and investing options to keep your cash working while you focus on your business.
• Once these qualifications are met, your bonus will be deposited into your new checking account within 30 days.
• The Fed also lowered the rate three times in late 2024 after increasing the rate four times in 2023 and seven times in 2022.
• There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts.
• Open a personal checking account, set up direct deposit and meet all deposit and balance requirements1 to earn your bonus.
• The $250 bonus is deposited within 30 days after all requirements are met.

Each provider is evaluated across five weighted categories and 30 subcategories, including checking and savings accounts, certificates of deposit, customer experience, and overdraft services. We rated them on criteria including annual percentage yields, minimum balances, fees, digital experience and more. U.S. Bank has historically offered a $450 checking bonus for opening a new account. Banks that offer a checking account bonus to new account holders include Bank of America, BMO, Capital One, Chase, Chime (a nonbank), Citibank, KeyBank, PNC Bank, SoFi Bank, N.A., TD Bank, U.S. Bank and Wells Fargo.
Banner Bank will monitor the balances maintained in your account during the qualification period to determine bonus amount paid, if applicable. For more details, check out our terms and conditions (PDF). Banking writers and editors use an objective methodology to rate banks, credit unions, and other providers, and to recommend the best products. The information related to Citi checking accounts and Wells Fargo Clear Access Banking has been collected by NerdWallet and has not been reviewed or provided by the issuers or providers of these products or services.

Bank of America Checking Accounts: Up to $500 bonus

ACH transfers from an account you have at another financial institution or internal transfers from another Ally Bank account are not considered a QDD. One bonus per customer and only one bonus paid per account. To be paid, make sure you keep your Spending Account open and in Good Standing through the payout.